Greenwich Bank Limited has officially commenced commercial banking operations in Nigeria after over 30 years as a leading investment and merchant bank.
The bank received approval from the Central Bank of Nigeria (CBN) in August 2026 to operate as a regional commercial bank, transitioning from Greenwich Merchant Bank. It started as Greenwich Trust Limited in June 1994 as a SEC-regulated financial adviser and Issuing House.
With its new licence, Greenwich now serves retail customers, SMEs, corporates and public sector institutions beyond its traditional merchant banking clients.
Greenwich Bank Branches
Greenwich Bank took off with three branches in Lagos: Victoria Island, Ikoyi, and Surulere commissioned on October 2, 2026.
The bank also announced expansion to Akure, Ondo State and Ado-Ekiti, Ekiti State with plans to open more branches across South-West, South-South, North-West and the Federal Capital Territory. The bank plans to pursue a national banking licence in the medium term.
According to Group Chairman, Kayode Falowo, Greenwich will bring the discipline of institutional banking to everyday needs of Nigerians.
Greenwich Bank Account Opening
Account opening is now available for individuals and businesses at any Greenwich Bank branch.
Requirements for Individual Account:
- Duly completed account opening form
- 2 satisfactory references (current account holders, minimum 6 months with the bank for Greenwich referees)
- 1 recent passport photograph
- Valid ID: International Passport, Driver’s License, National ID or Voter’s Card
- Proof of address: Utility bill, rent agreement, etc.
- BVN
You can start the process by visiting a branch or via the bank’s digital onboarding once its retail app is fully live. Corporate and investment accounts require additional CAC documents.
Greenwich Bank USSD Code
As a newly licensed commercial bank, Greenwich Bank has not yet published an official USSD code. Most Nigerian banks use USSD for transfers, airtime purchase, balance check and BVN linking without internet.
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The bank confirmed its digital channels will complement its physical branches with technology-driven banking.
Once released, the Greenwich Bank USSD code will be activated by dialing it from your registered phone number. We will update this page immediately when the code is announced by the bank. Beware of fake USSD codes circulating online.
Greenwich Bank Mobile App
Greenwich Merchant Bank previously operated corporate internet banking for investment and corporate clients. With the commercial banking licence, a new retail mobile app is expected.
The app will allow you to:
- Open account and manage KYC
- Transfer to Greenwich and other banks
- Buy airtime and data
- Check balance and download statements
- Request loans and manage cards
Download will be available on Google Play Store and Apple App Store. Search “Greenwich Bank” – ensure developer is Greenwich Bank Limited.
Greenwich Bank Loans and Financing
Leveraging its merchant banking heritage, Greenwich Bank is focusing on business financing. According to the bank, it will support businesses seeking to establish, expand and scale through financing and other financial solutions.
Expected loan products include:
- SME Loans & Working Capital
- Corporate Finance & Trade Finance
- Export & Agricultural Value-Chain Finance – The bank recently pledged support for Ondo and Ekiti farmers and processors to grow exports
- Personal Loans (Salary Advance)
Visit any branch for eligibility and rates.
Greenwich Bank Customer Care
For enquiries about account opening, loans, or branch locations:
Here’s the short correction to replace in your article:
Phone: 02-016370000
Email:
- Customercare@greenwichbankgroup.com
- info@greenwichbankgroup.com
- whistleblowing@greenwichbankgroup.com (for complaints/fraud reporting)
Main Office: 4th Floor, Churchgate Tower 2, Churchgate Street, Victoria Island, Lagos.
Abuja Office: Tower 2, Bank of Industry House (First Floor), Plot 256, Zone AO, Off Herbert Macaulay Way, Central Business District, FCT.
Is Greenwich Bank Legit?
Yes. Greenwich Bank Limited is licensed by the Central Bank of Nigeria as a regional commercial bank. It is part of Greenwich Holdings Limited which includes Greenwich Capital Markets, Greenwich Asset Management, Greenwich Securities, Greenwich Registrars and Greenwich Trustees.
FAQs
1. What is Greenwich Bank USSD code?
Official USSD code not yet released. The bank is newly licensed in August 2026. We will update when available.
2. Who owns Greenwich Bank?
Greenwich Holdings Limited chaired by Kayode Falowo, with Chairman of the Bank as Segun Oloketuyi and MD/CEO Benson Ogundeji.
3. When did Greenwich Bank start?
As Greenwich Trust Limited in June 1994, became Greenwich Merchant Bank in 2020, and Greenwich Bank (commercial) in 2026.
4. Where are Greenwich Bank branches?
Currently in Victoria Island, Ikoyi, Surulere (Lagos), with Akure and Ado-Ekiti opening soon.