Hello everyone! Welcome to BankiBusiness! It is me again, your friend, Prudent Joshua. I decided to write this article because of something that happened not too long ago during one of my visits to Awka.
I was at an Opay agent center close to Aroma Junction. I did not go there to buy a POS machine. I actually went to ask a small question about Opay wallet limits. But before I finished speaking, one young man walked up to me and said, “Prudent Joshua, please how much is Opay POS machine?”
I answered him very well. But before I could even sit down, another lady came and asked the same question. Then another person asked, “Sir, how much is Opay POS now? I want to start my POS business.” It continued like that for a while.
At that point, I knew this was something many people wanted to understand. So I asked myself a simple question: why not put everything into one full article so anyone can come here and get the answer in one place?
So please sit down, relax, and read this helpful guide on Opay POS prices. I wrote it in very simple English. I also explained everything in detail so even a student or someone new to POS business can understand it clearly.
Let us begin.
What Exactly Is Opay POS Machine?
Opay POS machine is a small device that allows you to do business by helping people make cash withdrawals, transfers, deposits, bill payments, airtime sales and much more. It is one of the most popular POS machines in Nigeria today because it is easy to get, simple to use, and trusted by many Nigerians.
Opay POS machines come in different types. Some are big and look like a normal ATM machine screen. Some are small like a calculator. Some are the smart Android type that looks like a small phone with a printer at the back.
Because there are different types, the price of Opay POS is not the same for everyone.
Types of Opay POS Machines and Their Prices
Now let us go straight into the main thing: How much is Opay POS machine?
Opay has two main ways you can get the POS machine. I will break them down in simple language so you understand it immediately.
1. Deposit Model (You Pay a Deposit But Opay Owns the Machine)
This is the most common method. Here, you do not buy the POS completely. You only pay a deposit. Opay still owns the machine but gives it to you to use for your business.
Below are the prices under the deposit model:
1. Smart POS: ₦30,000 + #1,200 insurance #31,200
2. Traditional POS: ₦20,000 + #1,200 insurance #21,200
3. Mini POS: ₦8,000 + #1,200 insurance #9,200
These are the normal Opay deposit prices for the different machine types.
The good thing about this deposit model is that you pay less to start. You can also return the machine later if you are not using it again. But the machine belongs to Opay, not you.
If you want the POS machine to be 100 percent yours, then this is the option for you. Once you pay, the machine is fully yours.
Here are the prices under the full purchase model:
1. Smart POS: ₦60,000 + #1,200 insurance #61,200
ii. Traditional POS: ₦30,000 + #1,200 insurance #31,200
iii. Mini POS: ₦10,000 + #1,200 insurance #11,200
This full purchase method is good for people who want freedom. Once you buy it, nobody can collect it back. But the price is higher.
Which One Should You Choose?
If you are a new POS agent or you want to start with small money, the deposit model is the best option. The price is low and the risk is small. You can return the machine if your location is not good or if the business does not move as you expected.
But if you are serious about POS business and you are in a strong location with many customers, the full purchase model is better because the machine becomes your property forever and you have more control.
My Experience at the Opay Office
During my last visit to an Opay office, I noticed something interesting. Most people who came to ask for POS were small business owners, students, market women, and young people who wanted to start something with low capital.
Almost everyone chose the deposit model first.
One of the staff there told me something that made sense. He said, “Most people want to test their location first. If the place is good, they later upgrade or buy full.”
And honestly, that is the smartest way to do it.
Requirements to Get Opay POS
If you want an Opay POS machine, this is what you will do:
1. Download the Opay Business App.
2. Log in or create an account if you don’t have an Opay account yet.
3. Upgrade to Merchant level.
Learn How to upgrade your Opay business account to merchant from below 👇
Note, No POS for you until you upgrade your account to merchant! Feel free to ask if you have any questions or need help along the way!
Charges You Should Know About
Many beginners focus only on the price of the machine. But you must also know the charges so you can calculate your profit.
Opay’s charges are simple:
- Withdrawal Charges: Opay charges a small fee on withdrawals.
- Transfer Fee: Opay charges ₦20 for transfers using the USSD or POS.
- Deposits: Deposits to banks are usually very low.
Opay remains one of the cheapest POS platforms in Nigeria.
What Affects Opay POS Approval?
From what I have seen and from what Opay staff normally say, approval depends on:
- Your business location
- Your expected daily transactions
- Your documents
- Your seriousness
If your location looks active or has a lot of movement, you will usually get approval faster.
Should You Buy Mini POS, Traditional POS or Smart POS?
Here is the simplest explanation:
Mini POS
Very portable, cheap, and good if you want small expenses. But it has no printer.
Traditional POS
This is the most common one. It prints receipts and is good for almost all POS business levels.
Smart POS
This is the Android version. It has a large touchscreen and prints receipts. It is the best for big locations or busy towns.
Choose according to your budget and your location.
Important Tips Before You Pay for Opay POS
- Do not pay to anybody standing outside.
- Always apply through the Opay app or From a verified Opay aggregator like Prudent Joshua.
- Check your location carefully before choosing a POS model.
- Make sure your ID card and BVN match your name exactly.
- Keep your PIN safe at all times.
Why I Wrote This Article for BankiBusiness
I wrote this because of the many questions I received at that Opay office in Awka. People kept asking, “Prudent Joshua, how much is Opay POS machine?” Some even said they saw different prices online and did not know which one was correct.
So I decided to put the accurate information here in one place for you. I hope this has answered your questions clearly and in simple English.
If you need more help about POS business, Opay, Moniepoint or any other machine, feel free to reach out or leave a comment.
The Best Way to Get Your Opay POS Without Stress
Now that you understand the real price of Opay POS machines and how they work, let me tell you something very important. Getting the POS machine from the right source matters. Many people lose money because they pay the wrong person. Some people also complain that their POS was collected from them because they got it from the wrong place.
This is why I always tell people to get their POS from a trusted and verified Opay Aggregator. When you go through an official Aggregator, your machine is safe, your approval is fast, and you get support any time you need help.
This brings me to something very important for you, especially if you are ready to get your own Opay POS machine today.
Meet Your Trusted Aggregator: Prudent Joshua of BankiBusiness
If you have been following BankiBusiness for a while, you already know that I don’t just write articles. I also help people get real solutions. So let me introduce myself clearly for those who are new.
I am Prudent Joshua, an official Opay Aggregator. I am licensed to distribute Opay POS machines nationwide. This means you are dealing directly with a verified source, not a random reseller.
Many people have bought their POS machines through me, and they always come back to say thank you because everything is simple, fast and safe.
Here is what makes my service different from others:
- The price is just 31,200 naira.
- No target and no disturbance. Once you buy it, the POS is fully yours.
- The only thing you must do is keep your POS active.
- Payment on Delivery is available in many locations.
- You get access to my official WhatsApp support group after purchasing.
- You also join a growing community of Opay merchants across Nigeria.
Whenever you need help, guidance, advice or updates, you will always find support. I make sure my customers are never left alone.
If you would like to get your own Opay POS machine directly from me, here is my contact:
Call or WhatsApp: 07025557344
Delivery available nationwide within 48 hours.
I added these details here not just because of advertising, but because I want you to get your POS safely and with full support. It is painful to watch people fall into the hands of the wrong sellers. So if you want peace of mind, get your POS from a verified source.
How to Know the Opay POS You Should Start With
Many people ask me, “Prudent Joshua, which Opay POS should I start with?” The answer depends on your location, your daily customer flow, and your budget.
Let me break it down in simple English:
If your area is a busy junction or market
Start with the Traditional or Smart POS. These two print receipts and work fast. Customers trust POS machines that print receipts. The Smart POS is even better if your area has businesses like shops, transport parks or schools.
If your area is a small street or compound
The Mini POS might still serve you well if people mostly want small transfers. Just remember that the Mini POS does not print receipts.
If you want your POS to be very strong and long-lasting
The Smart POS is the best option.
If your budget is low
The Traditional POS is still perfect. And remember, you can start with the deposit model or the full purchase model depending on your money.
How Much You Can Earn Daily With Opay POS
Since we are already talking about prices, let me help you understand your possible earnings. The amount you earn depends on how many people use your POS daily. But I will use a simple example.
If you do:
20 withdrawals per day
Each withdrawal gives you a profit based on Opay’s low charges. With the right pricing, you can make between 50 to 100 naira per transaction.
So let us say you make 70 naira per transaction.
70 naira multiplied by 20 customers is 1,400 naira per day.
In one month, that is more than 40,000 naira.
This is a very simple calculation. Many agents make far more depending on location.
If your area is busy, you can earn between 80,000 and 200,000 naira monthly.
This is why POS business remains one of the easiest ways for young people to start making money in Nigeria without heavy capital.
Important Things to Do if You Want Your POS Business to Succeed
- Choose a place with strong foot traffic.
- Always have enough cash with you.
- Be respectful to customers.
- Open your shop early and close late.
- Keep your machine battery fully charged.
- Join a community of other POS agents.
One of the good things about getting a POS machine from me is that you join a community. You gain access to tips from other agents nationwide. This will help you avoid mistakes and succeed faster.
Why Opay POS Is One of the Best for Beginners
If you are a beginner, Opay is one of the best POS machines for you because:
- The approval is fast.
- The fees are very low.
- The machine works well almost everywhere.
- The customer support is strong.
- The app is easy to use.
- You can withdraw, deposit, pay bills, buy airtime and more.
Many agents prefer Opay because it is simple and reliable.
Conclusion
I wrote this article because many people asked me, “How much is Opay POS machine?” The truth is that the price depends on the model you choose. But now you understand everything clearly.
If you want to start POS business, do not delay. It is one of the easiest businesses to begin even with small money.
And remember, if you want a safe and verified source to get your POS machine, contact me directly.
I am Prudent Joshua, an official Opay Aggregator.
Price is just 31,200 naira.
No target. No disturbance.
Payment on delivery available.
WhatsApp support group included.
Call or WhatsApp: 07025557344
Delivery available within 48 hours nationwide.
